/*:root {
  --navy: #0B2341;
  --gold: #C6A25A;
  --warm-white: #FAF9F6;
  --soft-cream: #F5F0E8;
  --light-grey: #E6E8EB;
  --charcoal: #2B2F33;
  --medium-grey: #6B7280;

  --font-display: 'Playfair Display', serif;
  --font-body: 'Inter', sans-serif;

  --max-width: 1380px;
}*/

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: 'Inter', sans-serif;
  color: #2B2F33;
  background: #FAF9F6;
  -webkit-font-smoothing: antialiased;
  line-height: 1.5;
}

img {
  max-width: 100%;
  display: block;
}

a {
  text-decoration: none;
  color: inherit;
}

ul {
  list-style: none;
}

button {
  font-family: inherit;
  cursor: pointer;
}

/* ============ CONTAINER ============ */
.container {
  max-width: 1380px;
  margin: 0 auto;
  padding: 0 32px;
}

@media (max-width: 768px) {
  .container {
    padding: 0 20px;
  }
}

@media (max-width: 414px) {
  .container {
    padding: 0 15px;
  }
}

/* ============ SECTIONS PARENT CLASS ============ */
.section {
  position: relative;
  width: 100%;
}

.section--pad {
  padding: 60px 0;
}

@media (max-width: 900px) {
  .section--pad {
    padding: 48px 0;
  }
}

@media (max-width: 414px) {
  .section--pad {
    padding: 40px 0;
  }
}

/* ============ BUTTONS ============ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-family: 'Inter', sans-serif;
  font-weight: 700;
  font-size: 13.5px;
  letter-spacing: .04em;
  text-transform: uppercase;
  padding: 15px 26px;
  border-radius: 8px;
  border: 1.5px solid transparent;
  transition: all .25s ease;
  white-space: nowrap;
}

.btn svg {
  width: 15px;
  height: 15px;
  transition: transform .25s ease;
  flex-shrink: 0;
}

.btn:hover svg {
  transform: translateX(4px);
}

.btn--navy {
  background: #0B2341;
  color: #fff;
}

.btn--navy:hover {
  background: #132c4f;
  box-shadow: 0 10px 24px rgba(11, 35, 65, .25);
  transform: translateY(-2px);
}

.btn--gold {
  background: #C6A25A;
  color: #0B2341;
}

.btn--gold:hover {
  background: #d4b06e;
  box-shadow: 0 10px 24px rgba(198, 162, 90, .35);
  transform: translateY(-2px);
}

.btn--outline-gold {
  background: transparent;
  color: #C6A25A;
  border-color: #C6A25A;
}

.btn--outline-gold:hover {
  background: #C6A25A;
  color: #0B2341;
  transform: translateY(-2px);
}

/* ============ EYEBROW / SECTION HEAD ============ */
.eyebrow-plain {
  font-size:17px;
  font-weight: 700;
  letter-spacing: .10em;
  text-transform: uppercase;
  color: #C6A25A;
  margin-bottom: 14px;
}

.section-head {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 48px;
}

.section-head .eyebrow-plain {
  text-align: center;
}

.section-head h2 {
  font-family: 'Playfair Display', serif;
  font-weight: 700;
  font-size: clamp(26px, 3.2vw, 36px);
  color: #0B2341;
  line-height: 1.25;
}

@media (max-width: 414px) {
  .eyebrow-plain {
    margin-bottom: 4px;
  }
}

/* ============ HERO ============ */
.fin-hero {
  background:
    radial-gradient(ellipse at 85% 30%, rgba(198, 162, 90, .14), transparent 55%),
    #FAF9F6;
  padding-top: 60px;
  padding-bottom: 50px;
}

.fin-hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap:80px;
  align-items: center;
  margin-bottom: 44px;
}

.fin-hero h1 {
  font-family: 'Playfair Display', serif;
  font-weight: 700;
  font-size: clamp(32px, 3.8vw, 44px);
  line-height: 1.2;
  color: #0B2341;
  margin-bottom:20px;
}

.fin-hero h1 .accent {
  color: #C6A25A;
}

.fin-hero p {
  color: #6B7280;
  font-size:17px;
  max-width:450px;
  margin-bottom: 32px;
}

.fin-hero-actions {
  display: flex;
  gap:16px;
  flex-wrap: wrap;
}

.fin-visual img {
    width: 100%;
}

.feature-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}

.feature-item {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 0 20px;
  position: relative;
}

.feature-item+.feature-item::before {
  content: '';
  position: absolute;
  left: 0;
  top: 50%;
  transform: translateY(-50%);
  height: 70%;
  width: 1px;
  background: #E6E8EB;
}

.feature-icon {
  width:60px;
  height:60px;
  border-radius: 50%;
  border: 1.5px solid #C6A25A;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #C6A25A;
  flex-shrink: 0;
}

.feature-icon svg {
  width:32px;
  height:32px;
}

.feature-text {
  font-size:17px;
  font-weight: 700;
  color: #0B2341;
  line-height: 1.3;
}

details summary {
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  list-style: none;
}

details summary::-webkit-details-marker {
  display: none;
}

details summary::after {
  content: "+";
  font-weight: 500;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  border: 1.5px solid #C6A25A;
  color: #C6A25A;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

details[open] summary::after {
  content: "−";
}

@media (max-width: 1000px) {
  .fin-hero-grid {
    grid-template-columns: 1fr;
  }

  .feature-strip {
    grid-template-columns: 1fr 1fr;
    gap: 20px;
  }

  .feature-item+.feature-item::before {
    display: none;
  }
}

@media (max-width: 768px) {
  .fin-hero {
    padding-top: 50px;
    padding-bottom: 50px;
  }
  .fin-hero-grid {
    gap: 30px;
    margin-bottom: 40px;
  }
  .feature-item {
    padding: 0;
  }
  .section-head {
    max-width: 100%;
    margin: 0 auto 30px;
  }
  .why-card {
    padding: 25px 20px;
  }
}

@media (max-width: 414px) {
  .fin-hero {
    padding-top: 40px;
    padding-bottom: 40px;
  }
  .fin-hero-grid {
    gap: 20px;
    margin-bottom: 40px;
  }
  .why-card {
    padding: 25px 20px;
  }
  .why-grid {
    gap: 15px;
  }
  .solutions-grid {
    gap: 15px;
  }
  .faq-grid {
    gap: 15px 15px;
  }
}

/* ============ WHY FINANCE ============ */
.why-finance {
  background: #f7f7f7;
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.why-card {
  background: #fff;
  border: 1px solid #E6E8EB;
  border-radius: 16px;
  padding: 34px 26px;
  text-align: center;
  transition: transform .25s ease, box-shadow .25s ease;
}

.why-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 24px 40px -18px rgba(11, 35, 65, .16);
}

.why-icon {
  width: 60px;
  height: 60px;
  margin: 0 auto 20px;
  border-radius: 50%;
  background: #F5F0E8;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #C6A25A;
}

.why-icon svg {
  width:32px;
  height:32px;
}

.why-card h3 {
  font-size:17px;
  color: #0B2341;
  font-weight: 700;
  margin-bottom: 12px;
}

.why-card p {
  font-size:17px;
  color: #6B7280;
  line-height: 1.6;
}

.why-card small {
  display: block;
  margin-top: 8px;
  font-size: 11px;
  color: #6B7280;
}

@media (max-width: 900px) {
  .why-grid {
    grid-template-columns: 1fr 1fr;
  }
}

/* ============ HOW IT WORKS ============ */
.steps-row {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  position: relative;
  gap: 6px;
}

.steps-row::before {
  content: '';
  position: absolute;
  top: 32px;
  left: 8%;
  right: 8%;
  border-top: 2px dotted #C6A25A;
  z-index: 0;
}

.step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  width: 190px;
  position: relative;
  z-index: 1;
  transition: transform .25s ease;
}

.step:hover {
  transform: translateY(-6px);
}

.step-icon {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: #0B2341;
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 12px;
}

.step-icon svg {
  width:32px;
  height:32px;
}

.step-num {
  color: #C6A25A;
  font-weight:600;
  font-size:21px;
  margin-bottom: 8px;
  letter-spacing: .05em;
}

.step h4 {
  font-size:17px;
  font-weight: 700;
  color: #0B2341;
  margin-bottom: 8px;
}

.step p {
    font-size:17px;
    color: #6b7281;
    line-height: 1.55;
}

@media (max-width: 1100px) {
  .steps-row {
    flex-wrap: wrap;
    justify-content: center;
    gap: 30px;
  }

  .steps-row::before {
    display: none;
  }
}

/* ============ COMPARISON + MORE THAN FINANCING ============ */
.smart-choice {
  background: #f7f7f7;
}

.smart-grid {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 28px;
  align-items: stretch;
}

.compare-card {
  background: #fff;
  border: 1px solid #E6E8EB;
  border-radius: 16px;
  overflow: hidden;
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
}

.compare-col {
  padding: 0;
}

.compare-col-head {
  padding: 18px 22px;
  font-size:16px;
  font-weight: 700;
  letter-spacing: .05em;
  text-transform: uppercase;
  color: #000;
  border-bottom: 1px solid #E6E8EB;
}

.compare-col.highlight {
  background: #F5F0E8;
}

.compare-col.highlight .compare-col-head {
  background: #0B2341;
  color: #fff;
  border-bottom: none;
}

.compare-row {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 13px 22px;
  font-size:15px;
  color: #2B2F33;
  border-bottom: 1px solid #E6E8EB;
}

.compare-row svg {
  width: 14px;
  height: 14px;
  color: #C6A25A;
  flex-shrink: 0;
}

.compare-col:not(.highlight) .compare-row svg {
  color: #6B7280;
  opacity: .5;
}

.compare-col.highlight .compare-row {
  font-weight: 600;
  color: #0B2341;
}

.compare-row:last-child {
  border-bottom: none;
}

.more-financing-card {
  background: #0B2341;
  border-radius: 16px;
  padding:0px 15px;
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
}

.mf-ribbon {
  width:40px;
  height:55px;
  background: #C6A25A;
  clip-path: polygon(0 0, 100% 0, 100% 100%, 50% 78%, 0 100%);
  display: flex;
  align-items: flex-start;
  justify-content: center;
  padding-top: 9px;
  color: #0B2341;
  margin-bottom: 20px;
}

.mf-ribbon svg {
  width:25px;
  height:25px;
}

.more-financing-card h3 {
  font-family: 'Playfair Display', serif;
  font-size:34px;
  color: #fff;
  line-height: 1.3;
  margin-bottom: 18px;
}

.more-financing-card p {
  color: rgba(255, 255, 255, .7);
  font-size:18px;
  line-height:32px;
  margin-bottom: 20px;
}

.mf-rule {
  width: 40px;
  height: 2px;
  background: #C6A25A;
  margin-top: auto;
}

@media (max-width: 1100px) {
  .smart-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 800px) {
  .compare-card {
    grid-template-columns: 1fr;
  }
}

/* ============ FINANCING SOLUTIONS ============ */
.solutions-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 20px;
}

.solution-card {
  background: #fff;
  border: 1px solid #E6E8EB;
  border-radius: 16px;
  padding: 28px 26px;
  transition: transform .25s ease, box-shadow .25s ease;
}

.solution-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 24px 40px -18px rgba(11, 35, 65, .16);
}

.solution-top {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 18px;
}

.solution-icon {
  width:60px;
  height:60px;
  border-radius: 50%;
  background: #F5F0E8;
  color: #0B2341 !important;
  display: flex !important;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.solution-icon svg {
  width:32px;
  height:32px;
}

.solution-top h3 {
  font-size:17px;
  color: #0B2341;
  font-weight: 700;
  line-height: 1.3;
}

.solution-top span {
  display: block;
  color: #C6A25A;
  font-size:17px;
  font-weight: 700;
  margin-top: 4px;
}

.solution-meta {
  display: flex;
  gap: 30px;
  padding-top: 16px;
  border-top: 1px solid #E6E8EB;
}

.solution-meta div {
  font-size:17px;
  color: #6B7280;
}

.solution-meta strong {
  display: block;
  color: #0B2341;
  font-size:17px;
  font-weight: 700;
  margin-bottom: 2px;
}

.solutions-footnote {
  text-align: center;
  font-size:14px;
  color: #6B7280;
}

@media (max-width: 900px) {
  .solutions-grid {
    grid-template-columns: 1fr;
  }
}

/* ============ FAQ ============ */
.faq-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px 24px;
  margin-bottom: 30px;
}

.faq-item {
  background: #fff;
  border: 1px solid #E6E8EB;
  border-radius: 12px;
  padding: 20px 26px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  cursor: pointer;
  height: fit-content;
  transition: box-shadow .25s ease, border-color .25s ease;
}

.faq-item:hover {
  border-color: #C6A25A;
  box-shadow: 0 12px 24px -14px rgba(11, 35, 65, .18);
}

.faq-item h4 {
  font-size:17px;
  font-weight: 700;
  color: #0B2341;
}

.faq-grid details p {
  font-size:17px;
  color: #6b7281;
  line-height: 1.55;
  background: #fff;
  border: 1px solid #E6E8EB;
  border-radius: 12px;
  padding: 20px 26px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  cursor: pointer;
  transition: box-shadow .25s ease, border-color .25s ease;
  margin-top: 7px;
}

.faq-plus {
  width: 26px;
  height: 26px;
  border-radius: 50%;
  border: 1.5px solid #C6A25A;
  color: #C6A25A;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.faq-plus svg {
  width: 12px;
  height: 12px;
}

@media (max-width: 800px) {
  .faq-grid {
    grid-template-columns: 1fr;
  }
}

.delivery-note {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 14px;
  background: #f7f7f7;
  border: 1px solid #E6E8EB;
  border-radius: 14px;
  padding: 22px 28px;
  text-align: center;
}

.delivery-note-icon {
  width:50px;
  height:50px;
  border-radius: 50%;
  background: #0B2341;
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.delivery-note-icon svg {
  width:32px;
  height:32px;
  color: #fff;
}

.delivery-note span {
  font-size:17px;
  color: #0B2341;
  font-weight: 500;
}

@media (max-width: 414px) {
  .delivery-note {
    padding: 20px 20px;
  }
}

/* ============ FINAL CTA ============ */
.final-cta-banner {
  background: #0B2341;
  border-radius: 20px;
  padding: 40px 44px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  flex-wrap: wrap;
  position: relative;
  overflow: hidden;
}

.final-cta-banner::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 6px;
  background: #C6A25A;
}

.cta-left {
  display: flex;
  align-items: center;
  gap:12px;
  flex: 1;
  min-width:280px;
}

.cta-icon-circle {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  border: 1.5px solid #C6A25A;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #C6A25A;
  flex-shrink: 0;
}

.cta-icon-circle svg {
  width:32px;
  height:32px;
}

.cta-left {
  display: flex;
  align-items: center;
  gap: 12px;
  flex: 1;
  min-width:280px;
}
.cta-icon-circle {
  width:60px;
  height:60px;
  border-radius: 50%;
  border: 1.5px solid #C6A25A;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #C6A25A;
  flex-shrink: 0;
}
.cta-icon-circle svg {
  width:34px;
  height:34px;
}
.cta-left h3 {
  font-family: 'Playfair Display', serif;
  font-size:30px;
  color: #ffffff;
  margin-bottom:6px;
  line-height: 1.3;
}
.cta-left p {
  color: rgba(255, 255, 255, .65);
  font-size:18px;
}
.cta-buttons {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}
.cta-footer-row {
  display: flex;
  align-items: center;
  gap:32px;
  flex-wrap: wrap;
  margin-top:10px;
  padding-top:24px;
  border-top: 1px solid rgba(255, 255, 255, .12);
  width: 100%;
}
.cta-footer-item {
  display: flex;
  align-items: center;
  gap:10px;
  color: #fff;
  font-size:17px;
  font-weight: 600;
}
.cta-footer-item .dot {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #C6A25A;
  color: #0B2341;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.cta-footer-item .dot svg {
  width: 11px;
  height: 11px;
}

@media (max-width: 414px) {
  .final-cta-banner {
    padding: 30px;
    gap: 0;
  }
}